8 Best Online Payment Processing Software in 2022 (Free & Paid)

TLDR: Short on time and want to jump straight to the answer?
As per our research, the best Payment Processing Software for most people is Stripe.

Payment processing software is a popular way for businesses and individuals to process payments online. Typically, these systems are used by large companies to process credit card and debit card transactions; However, they can be used by individuals as well. Payment processing software is the process of taking money from one account and giving it to another account once the request has been made. It’s a system that helps automate and simplify the business process of paying for things with credit cards.

After researching dozens of Payment Processing Software options available in the market today, we have compiled this list of top 8 Payment Processing Software to help you find the perfect solution based on your specific needs.

The 8 Best Payment Processing Software

Here are our top picks for the best Payment Processing Software,

  1. Stripe – Overall Best Payment Software
  2. Forte – Simple and Easy to Use Payment Processing Software for Beginners
  3. Clio Payments – Most Popular Online Payment Software
  4. Heartland – Most Versatile Credit Card Processing Software for Flexibility and Customization
  5. Braintree – Best Credit Card Processing Platform with Fast and Reliable Support
  6. ACI Worldwide – Most Affordable Online Payment Processor
  7. Square – Best Freemium Payment Processing System
  8. Authorize.net – Top Rated Payment Processing Software

So, let’s read on further to get a complete idea of our top Payment Processing Software picks for this year.

1. Stripe – Overall Best Payment Software

Online payment processing for internet businesses. Stripe is a suite of payment apis that powers commerce for online businesses of all sizes, including fraud prevention, and subscription management. Use stripe’s payment platform to accept and process payments online for easy-to-use commerce solutions. Online payment processing for internet businesses – stripe.


2. Forte – Simple and Easy to Use Payment Processing Software for Beginners

Csg forte aligns payment solutions to meet your specific industry needs, including government, utilities, property management, insurance, healthcare etc. Csg forte – complete payments solutions for your business.


3. Clio Payments – Most Popular Online Payment Software

Clio payments allows law firms to accept credit cards. With clio’s legal payments software, you can accept payments into trust or apply payments to bills. Clio payments: Credit card processing and legal payments software.


4. Heartland – Most Versatile Credit Card Processing Software for Flexibility and Customization

Get powerful business technology solutions that help you make the sale, keep your customers happy and get your money faster. Heartland’s powerful point of sale, payments and payroll technology suite is at your fingertips. Point of sale, payment processing and payroll solutions to run and grow small businesses – heartland.


5. Braintree – Best Credit Card Processing Platform with Fast and Reliable Support

Reach more buyers and drive higher conversion with an online payment solution that processes PayPal, venmo, credit and debit cards, apple pay, and google pay. Braintree – online payment solutions and global payment processor caret right.


6. ACI Worldwide – Most Affordable Online Payment Processor

Aci worldwide is a software company providing real-time payment solutions to corporations to process digital payments, enable omni-commerce and manage fraud. Aci worldwide: The leader in real-time payments.


7. Square – Best Freemium Payment Processing System

Accept payments faster, from anywhere. Square’s secure payment processing solutions are quick to set up, offer fraud protection with no monthly fees. Square payments: Accept payments — payment processing solutions.


8. Authorize.net – Top Rated Payment Processing System

Authorize.Net supports payment processing by helping small businesses accept credit card and echeck payments online, in person, via mobile devices, and more. Payment processing: Accept payments anywhere – authorize.Net.


Final Thoughts – Best Payment Processing Software

The right Payment Processing Software for you, depends on your specific needs, of course. Most of our top Payment Processing Software picks include a free trial, so don’t be shy about trying a few different brands until you find a perfect fit.

In review, here are our top 8 picks for the best Payment Processing Software.

Name Use Case Website Link
1. Stripe Overall Best Payment Software Try Now
2. Forte Simple and Easy to Use Payment Processing Software for Beginners Try Now
3. Clio Payments Most Popular Online Payment Software Try Now
4. Heartland Most Versatile Credit Card Processing Software for Flexibility and Customization Try Now
5. Braintree Best Credit Card Processing Platform with Fast and Reliable Support Try Now
6. ACI Worldwide Most Affordable Online Payment Processor Try Now
7. Square Best Freemium Payment Processing System Try Now
8. Authorize.net Top Rated Payment Processing Software Try Now
List of Top 8 Payment Processing Software

We hope that you found this guide helpful in choosing the best Payment Processing Software for your specific needs. Feel free to share the article with your friends and help spread the knowledge.